About Boone Mortgage and Lending

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 Welcome to Boone Mortgage and Lending

Boone Mortgage and Lending is proud to be a locally owned and managed mortgage company, deeply rooted in our community. Our mission is to provide superior service and ensure you have a positive experience as you embark on the exciting journey of finding your new home. We understand that buying a home is one of the most significant decisions you will make, and we are here to support you every step of the way.

Our Comprehensive Loan Products

We offer a wide array of loan products to meet the diverse needs of our clients. Our goal is to help you choose the loan that best fits your financial situation and homeownership goals. Here are some of the loan options we provide:

1. Fixed-Rate Mortgages: These loans offer stability with consistent monthly payments for the life of the loan, making it easier for you to budget and plan for the future.

2. Adjustable-Rate Mortgages (ARMs): ARMs typically start with lower interest rates and monthly payments, which can change periodically. This can be a good option if you plan to move or refinance before the rate adjusts.

3. FHA Loans: These government-backed loans are designed to help first-time homebuyers or those with less-than-perfect credit achieve their dream of homeownership.

4. VA Loans: Available to veterans, active-duty service members, and eligible surviving spouses, VA loans offer competitive interest rates and often require no down payment.

5. USDA Loans: These loans are geared towards rural homebuyers and come with benefits such as no down payment and low interest rates.

6. Conventional Loans: These are not insured or guaranteed by the federal government and can offer more flexibility with potentially lower interest rates for those with good credit.

7. Jumbo Loans: For those looking to purchase luxury homes or properties in high-cost areas, jumbo loans exceed the conventional loan limits.

8. Refinancing Options: We offer various refinancing options to help you lower your interest rate, reduce your monthly payments, or access the equity in your home.

9. Minimal Down Payment Loans: We provide options for those who may not have a large amount saved for a down payment but are ready to own a home.

Guiding You Every Step of the Way

At Boone Mortgage and Lending, we believe in providing comprehensive support throughout the entire mortgage process. From your initial inquiry to the closing of your loan, our dedicated team is here to guide you. Our process is designed to be transparent, efficient, and tailored to your individual needs. We take pride in our ability to:

Understand Your Needs: We take the time to listen and understand your financial situation, homeownership goals, and any concerns you may have. This personalized approach allows us to recommend the best loan products for you.

Provide Expert Advice: Our team of experienced mortgage professionals is always available to answer your questions and provide guidance. We stay up-to-date with the latest industry trends and regulations to ensure you receive the best advice.

Streamline the Application Process: We strive to make the mortgage application process as simple and straightforward as possible. Our team will assist you with gathering the necessary documentation and completing the required forms.

Offer Continuous Support: From pre-approval to closing, we will be by your side, keeping you informed and addressing any issues that may arise. Our goal is to make the homebuying process smooth and stress-free.

A Commitment to Community and Service

Being a local company, Boone Mortgage and Lending has a strong commitment to our community. We are passionate about helping our neighbors achieve their dream of homeownership. Our local knowledge and presence allow us to offer personalized service that larger, out-of-state lenders simply cannot match. We understand the unique needs of our community and are dedicated to providing solutions that work for you.

Refinancing Your Existing Home Loan

If you are considering refinancing your existing home loan, Boone Mortgage and Lending is here to help. Refinancing can provide several benefits, such as lowering your interest rate, reducing your monthly payments, or tapping into your home’s equity for major expenses. Our team will work with you to determine the best refinancing options based on your financial goals and current market conditions.

Meet Our Leadership Team

Our leadership team is dedicated to maintaining the highest standards of service and integrity. With extensive experience in the mortgage industry, they are committed to guiding our clients through the mortgage process with professionalism and care.

Donald Boone, President and Mortgage Banker: As the founder and president of Boone Mortgage and Lending, Donald Boone brings a wealth of experience and a deep commitment to customer service. His vision is to provide a personalized mortgage experience that exceeds client expectations.

Gayla Calhoun, Vice President and Mortgage Administration: Gayla Calhoun plays a crucial role in ensuring that our operations run smoothly and that our clients receive the support they need. Her expertise in mortgage administration and dedication to excellence make her an invaluable member of our team.

Why Choose Boone Mortgage and Lending?

Choosing the right mortgage lender is an important decision, and we believe that Boone Mortgage and Lending offers several key advantages:

Local Expertise: As a locally owned and managed company, we have a deep understanding of the local real estate market and the needs of our community.

Personalized Service: We take the time to get to know our clients and provide customized solutions that meet their unique needs.

Commitment to Excellence: Our team is dedicated to providing superior service and ensuring a positive experience for every client.

Comprehensive Support: From loan selection to closing, we offer continuous support and expert guidance throughout the mortgage process.

Join Our Family of Satisfied Homeowners

Whether you are purchasing a new home or refinancing your existing home loan, Boone Mortgage and Lending appreciates the opportunity to serve you. We are committed to helping you achieve your homeownership goals and providing a mortgage experience that is both rewarding and enjoyable. 

Contact us today to learn more about our loan products and services. Let us help you make your dream of homeownership a reality!

Connect With Us

Stay connected with Boone Mortgage and Lending through our website and social media channels. Follow us for updates, homebuying tips, and community news. We look forward to serving you and welcoming you to the Boone Mortgage and Lending family!